Short & Long Term Disability Cases We’ve Won for Our Clients Against Mutual of Omaha

A Mississippi woman worked as a switchboard operator at a local medical center when she unexpectedly suffered a brain aneurysm. The woman also suffered from disc bulges, hypertension, type II diabetes, acute sinusitis, and joint pain. Despite her conditions, she bravely managed to continue working. However, two years later she suffered another aneurysm in a different part of her brain, and had to undergo emergency surgery to repair the damage. She was forced to leave work as a result of her worsening conditions, but applied for and was granted Short Term Disability benefits. She also applied for Long Term Disability benefits from her insurer but got denied. Mutual of Omaha claimed that her brain aneurysm was a pre-existing condition, and refused to provide benefits.

She needed help fighting Mutual of Omaha, so she came straight to Fields Law Firm knowing our expertise would win her case. Our team of attorneys began gathering supporting documentation from her medical providers, and building a case to support her claim for Long Term Disability benefits. We wrote an appeal of Mutual of Omaha’s decision, arguing that they had selectively ignored evidence in her records and failed to properly understand her conditions as they related to her policy. With notice of their failings, and our clarification of their own policy, Mutual of Omaha soon overturned their decision and granted our client the Long Term Disability benefits she deserved. Our client was very pleased with the result, and soon began to receive regular checks in the mail.

A quality control inspector at a metal shop in Louisiana began having serious back pain. He had an MRI and his doctor discovered multiple bulging discs in his back, likely due to a degenerative disc disorder. He experienced severe pain radiating down his right leg, and was unable to walk a few feet without pain. He was forced to quit working and applied for Long Term Disability benefits through his insurer, but was denied. Mutual of Omaha determined that his job was “light duty” and that he was still capable of performing his job responsibilities.

He contacted Fields Law Firm for help with his appeal. The lawyers at Fields Law Firm closely examined our client’s medical record and found that Mutual of Omaha disregarded a key report. One doctor stated that the employee should be considered disabled from his own occupation right in his medical report and the insurer did not consider this statement in its analysis. After compiling additional treatment records, our attorneys filed the appeal.

Mutual of Omaha agreed that there was an error in their original decision and granted back-pay and continued benefits. Our client was happy to have the means to continue treatment and relieved to be done fighting against Mutual of Omaha.

A blowmold operator became disabled after suffering a stroke. He had several residual effects, including unsteadiness on his feet and optic nerve neuritis. His symptoms kept him from safely working with blowmold machinery, and his doctors took him out of work.

His insurer paid him Short Term Disability benefits without any issues. Unfortunately, when the time came to pay Long Term Disability benefits, he was denied. Mutual of Omaha stated he could return to work and did not have any limitations.

Not sure where to turn, he hired Fields Law Firm to fight this wrongful denial. The Fields Law attorneys secured narrative reports from the treating doctors. One report forcefully stated our client’s visual deficits would completely limit his ability to perform the blowmold operator job. The reports were submitted to Mutual of Omaha along with legal and factual arguments. After a brief review, Mutual of Omaha notified our attorneys that it would be reinstating benefits. Our client received a substantial backpay check and was able to get caught up on all of his bills.