Short & Long Term Disability Cases We’ve Won for Our Clients in North Carolina
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal and lawsuit case wins in North Carolina.
Johnny – Recycling Operator – Lexington, North Carolina
Fibromyalgia
A recycling operator became disabled after developing fibromyalgia. He filed a claim for Short Term Disability benefits. The insurance company paid benefits to the man for a few weeks, agreeing he was unable to perform the duties of his heavy-duty occupation. Without warning, Sun Life Financial decided to deny benefits. It stated he could return to work and lift up to 100 pounds at his job, which was far from the truth.
He decided to hire Fields Law Firm to help him appeal the denial decision. The Fields Law attorneys updated our client’s medical records and secured written reports from his treating physicians describing his severe and debilitating symptoms. The appeal was submitted with a substantial legal memorandum arguing Sun Life Financial ignored the medical evidence supporting our client’s disability. Shortly after the appeal was submitted, Sun Life Financial overturned the denial and paid the rest of the Short Term Disability benefits owed to our client.
Michael – Warehouse Associate – Rocky Mountain, North Carolina
Degenerative Disc Disease, Spondylosis, Side Effects from Medications
A Warehouse Associate from North Carolina was suffering from Degenerative Disc Disease, spondylosis, and side effects from medications. He was taken off work by his treating doctors and he applied for Long Term Disability benefits through his employer’s plan. Regrettably, Unum denied his claim arguing his conditions were pre-existing and therefore barred under the policy and also that, even if they were not pre-existing, they were not sufficiently disabling to stop him from performing his own occupation.
After being denied, he turned to Fields Law Firm for help. The Fields Law attorneys drafted an appeal, building support from our client’s treating doctors, his medical records, and the actual requirements of his job duties. After receiving our appeal, Unum reversed its decision, paid our client his backpay, and started paying his monthly benefits.
Karmel – Nurse – Goldsboro, North Carolina
Degenerative Disc Disease, Migraines, Spondylosis, Radiculopathy, Fibromyalgia, Chronic Neck Pain, Sleep Impairment
A nurse from North Carolina came to the Fields Law team seeking help through her appeals process after her insurer discontinued her Long Term Disability benefits. She suffered from chronic migraines, chronic neck pain, degenerative disc disease, sleep impairment, and fibromyalgia. As a nurse, these symptoms made it impossible to work. Our client’s doctors were supportive of her disability and her outright inability to work in her condition. Our attorneys pointed to details in her medical records that supported this conclusion in our first appeal. Lincoln Financial somehow could not accept the obvious and noted in its denial letter that the medical evidence did not support disability.
Our client was frustrated and confused, but our team did not give up. Our attorneys gathered multiple reports from our client’s treating physicians to support her second appeal. We also acknowledged that our client had been awarded Social Security Disability benefits, pointing out that her Long Term Disability insurance carrier seemed to be the only one that did not support her disability. Lincoln Financial finally approved our client’s Long Term Disability benefits following the second appeal. Our client was so happy with her results and the work the Fields Law team performed on her case.
