Short & Long Term Disability Cases We’ve Won for Our Clients Against Prudential
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against Prudential.
Inderpreet – Software Engineer – Roswell, Georgia
Traumatic Brain Injury, Sleep Difficulties, Depression
A software engineer from Roswell, Georgia suffered a concussion. As a result, she dealt with extreme difficulty sleeping, cognitive decline, headaches, and depression. Work became impossible because she could not concentrate. She applied for and received Long Term Disability benefits for a few months, but Prudential cut off her payments because they said she could return to work.
She was worried about her lost income and frustrated with Prudential, so she called Fields Law Firm for help. Our support team obtained the entire claim file from the insurance company and scoured it for errors in the record. The Fields Law attorneys built strong evidence and filed an appeal to Prudential, but they did not change their decision. The policy allowed for one final appeal and our attorneys gathered even more expert evidence to support our client’s claim. The final appeal was successful and our client received a lump-sum payment for backpay and ongoing monthly benefits. She is pleased to be able to treat her condition without fighting Prudential, and is happy with the diligent representation from Fields Law.
George – Sales Manager – Jacksonville, Florida
Atrial Fibrillation
A 61-year-old man working as a Sales Manager was forced to cease work due to complications with coronary heart disease and atrial fibrillation. Even though he had been paying premiums for Short Term and Long Term Disability benefits, when he applied for Short Term Disability benefits, his insurer claimed that he never actually obtained coverage. This was because there was one form he failed to fill out at the time he applied for the insurance. The Sales Manager was confused because he followed all the instructions he got from his employer when he applied for the insurance coverage. In his time of uncertainty, he turned to Fields Law for help.
The attorneys at Fields Law wrote a strong appeal on behalf of our client, arguing that his insurer was precluded from claiming he never had coverage when they took premiums from his checks. The Fields Law team also reached out to our client’s employer for information about how the employees applied for coverage. Through those conversations, we learned that many of employees from that particular company were also paying premiums for coverage they didn’t have. Based on our successful appeal, the insurer remedied the coverage issue and our client was issued back pay.
Donald – Mineral Processor – Ocala, Florida
Headaches, Severe Pain, Anxiety, Depression
A mineral processor from Florida began having intense migraines and back pain. He attempted to continue work, but he started having blurred vision and was forced to stop working. He was paid Long Term Disability benefits for eighteen months. Prudential then sent him a letter stating that his benefits would end because he did not meet their definition of disabled.
Worried about his lost income, he contacted Fields Law for help with an appeal. The attorneys at Fields Law built a strong case for our client. They compiled updated reports from our client’s doctors, and reviewed the case file. Ultimately, Prudential reinstated Long Term Disability benefits for our client. With his monthly income restored, our client was relieved to be able to continue treatment without the stress of fighting Prudential.
