Short & Long Term Disability Cases We’ve Won for Our Clients Against Prudential

A young up-and-coming executive stopped working due to severe anxiety, depression, and bipolar disorder. His symptoms resulted in an inability to keep up with the extremely demanding mental demands of his job. His insurer reviewed his claim for approximately five months before denying benefits, claiming that he wasn’t continuously disabled during the elimination period in the policy. The executive was confused because he had been consistently treating with a therapist and psychiatrist who adamantly stated he should remain out of work.

Worried and upset, he hired Fields Law Firm to fight this wrongful denial. Our attorneys first ordered updated medical records from our client’s therapist and psychiatrist. Then, we requested written comments from our client’s treating providers regarding his conditions. Our attorneys used that information to secure a favorable vocational report that concluded our client was unable to work at his former job. After Fields Law submitted the appeal, Prudential reinstated benefits well before the end of the 45 day review period. Our client received a substantial backpay check and was able to begin training for a low-stress future career.

A Masters Level Counselor from Connecticut worked for many years before succumbing to the symptoms of Chron’s Disease and leaving work. She suffered from chronic exhaustion, diarrhea, nausea, stomach pain, cognitive difficulties and anemia. She was insured for Long Term Disability and was approved for benefits upon her disablement. She received benefits for three years until Prudential abruptly terminated her benefits, stating that she could return to work in a different occupation.

They based their decision on some internal medical reviews which claimed she had lighter restrictions than what were provided by her own doctors. She knew she needed help appealing the denial decision and contacted Fields Law. Our attorneys quickly moved to gather updated medical records from all her doctors and secured a supportive letter from her primary treating physician. The attorneys at Fields Law also coordinated with a vocational expert to compile a report concerning our client’s workability, which came back fully supportive. The Fields Law team then submitted the appeal of Prudential’s denial. The insurer had no choice but to quickly overturn their prior decision, pay to date back benefits and reinstate future benefits.

In California, a man was forced out of work due to disabling, chronic headaches, neck pain, and back pain. His headaches occurred daily and were so intense that he was in tears most days from the pain. In his position as a Program Manager, he had to work long hours, travel, and communicate with people through meetings and phone calls all day. All of his doctors stated he was completely unable to work. He was at a loss when his insurance provider denied his initial Long Term Disability claim.

He retained our attorneys at Fields Law just in time to help him through the appeal process. After being denied once on appeal, our team focused on the medical records, leaving the insurance company no choice but to conduct their own independent medical examination. After this examination, the insurance company finally acknowledged the fact that our client was not exaggerating his pain and that he really could not work. Our client’s appeal was approved for disability for a 24-month period, and he now rests easy knowing that he can rely on the Fields Law team to be there for him if he is denied again.