Short & Long Term Disability Cases We’ve Won for Our Clients Against Prudential

A Masters Level Counselor from Connecticut worked for many years before succumbing to the symptoms of Chron’s Disease and leaving work. She suffered from chronic exhaustion, diarrhea, nausea, stomach pain, cognitive difficulties and anemia. She was insured for Long Term Disability and was approved for benefits upon her disablement. She received benefits for three years until Prudential abruptly terminated her benefits, stating that she could return to work in a different occupation.

They based their decision on some internal medical reviews which claimed she had lighter restrictions than what were provided by her own doctors. She knew she needed help appealing the denial decision and contacted Fields Law. Our attorneys quickly moved to gather updated medical records from all her doctors and secured a supportive letter from her primary treating physician. The attorneys at Fields Law also coordinated with a vocational expert to compile a report concerning our client’s workability, which came back fully supportive. The Fields Law team then submitted the appeal of Prudential’s denial. The insurer had no choice but to quickly overturn their prior decision, pay to date back benefits and reinstate future benefits.

In California, a man was forced out of work due to disabling, chronic headaches, neck pain, and back pain. His headaches occurred daily and were so intense that he was in tears most days from the pain. In his position as a Program Manager, he had to work long hours, travel, and communicate with people through meetings and phone calls all day. All of his doctors stated he was completely unable to work. He was at a loss when his insurance provider denied his initial Long Term Disability claim.

He retained our attorneys at Fields Law just in time to help him through the appeal process. After being denied once on appeal, our team focused on the medical records, leaving the insurance company no choice but to conduct their own independent medical examination. After this examination, the insurance company finally acknowledged the fact that our client was not exaggerating his pain and that he really could not work. Our client’s appeal was approved for disability for a 24-month period, and he now rests easy knowing that he can rely on the Fields Law team to be there for him if he is denied again.

A Plumbing Engineer from Palmer, Alaska began experiencing severe back pain. He had surgery which involved hardware being installed in his neck. The surgery caused numbness in his arms which required further surgeries and resulted in carpal tunnel syndrome as well. Incredibly, his Long Term Disability insurance company denied his benefits after only a few months because they believed he could return to his work in which he was required to frequently exert up to 50 pounds of force.

Shocked by the insurance company’s decision and worried about his lost income, he called Fields Law Firm for help. Our team obtained the full claim file from the insurance company and our attorneys scoured the record for places where the insurance company made legal or factual errors. Our attorneys drafted a strong appeal to the insurer based on updated medical records, expert testimony, and strong legal research. The insurance company changed their mind and overturned the decision and our client received a lump-sum check for back pay and ongoing monthly benefits. He was pleased with the diligent advocacy from Fields Law and was happy to be done fighting his insurance company.