Short & Long Term Disability Cases We’ve Won for Our Clients Against Mutual of Omaha
Fields Law Firm successfully recovers millions of dollars each year for our disabled clients throughout the United States. Our Long Term Disability experience is matched by very few other law firms in the country and has earned us a national reputation.
Here are just a few examples of our Long Term Disability appeal case wins against Mutual of Omaha.
Victor – Quality Control Inspector – Berwick, Louisiana
Sciatica, Back Pain, Degenerative Disc Disease
A quality control inspector at a metal shop in Louisiana began having serious back pain. He had an MRI and his doctor discovered multiple bulging discs in his back, likely due to a degenerative disc disorder. He experienced severe pain radiating down his right leg, and was unable to walk a few feet without pain. He was forced to quit working and applied for Long Term Disability benefits through his insurer, but was denied. Mutual of Omaha determined that his job was “light duty” and that he was still capable of performing his job responsibilities.
He contacted Fields Law Firm for help with his appeal. The lawyers at Fields Law Firm closely examined our client’s medical record and found that Mutual of Omaha disregarded a key report. One doctor stated that the employee should be considered disabled from his own occupation right in his medical report and the insurer did not consider this statement in its analysis. After compiling additional treatment records, our attorneys filed the appeal.
Mutual of Omaha agreed that there was an error in their original decision and granted back-pay and continued benefits. Our client was happy to have the means to continue treatment and relieved to be done fighting against Mutual of Omaha.
Issac – Blowmold Operator – Little Rock, Arkansas
Stroke with Neurological Deficits
A blowmold operator became disabled after suffering a stroke. He had several residual effects, including unsteadiness on his feet and optic nerve neuritis. His symptoms kept him from safely working with blowmold machinery, and his doctors took him out of work.
His insurer paid him Short Term Disability benefits without any issues. Unfortunately, when the time came to pay Long Term Disability benefits, he was denied. Mutual of Omaha stated he could return to work and did not have any limitations.
Not sure where to turn, he hired Fields Law Firm to fight this wrongful denial. The Fields Law attorneys secured narrative reports from the treating doctors. One report forcefully stated our client’s visual deficits would completely limit his ability to perform the blowmold operator job. The reports were submitted to Mutual of Omaha along with legal and factual arguments. After a brief review, Mutual of Omaha notified our attorneys that it would be reinstating benefits. Our client received a substantial backpay check and was able to get caught up on all of his bills.
Monetta – Licensed Practical Nurse – Arkansas City, Arkansas
Stroke Complications
A Licensed Practical Nurse needed to stop working following complications from a stroke. Her insurer denied her claim for Long Term Disability benefits. Mutual of Omaha stated she had a pre-existing condition of hypertension, which they claimed had a direct correlation to the stroke she suffered. According to the group policy governing her Long Term Disability benefits, a pre-existing condition was any injury or sickness for which she received medical treatment for, or had medicines prescribed to her, in the 12 months prior to the day she was disabled. The attorneys at Fields Law appealed this denial of benefits claiming hypertension is not a pre-existing condition for a stroke. Mutual of Omaha agreed and reversed its prior decision to deny benefits.
